Php 如何获得；信用证；或；借；Authorize.net事务的类型

对于

getTransactionDetails

调用，Authorize.net API返回了很多信息，但是没有指示交易是信用类型还是借记类型。我可以看到交易金额，但似乎总是正值

我想获得借记/贷记标志或任何其他关于如何获得它的建议

下面是

getTransactionDetails

调用的一个示例：

[messages] => SimpleXMLElement Object
(
    [resultCode] => Ok
    [message] => SimpleXMLElement Object
        (
            [code] => I00001
            [text] => Successful.
        )

)

[transaction] => SimpleXMLElement Object
(
    [transId] => 123456789
    [submitTimeUTC] => 2015-07-22T10:36:54.413Z
    [submitTimeLocal] => 2015-07-22T09:36:54.413
    [transactionType] => authCaptureTransaction
    [transactionStatus] => settledSuccessfully
    [responseCode] => 1
    [responseReasonCode] => 1
    [responseReasonDescription] => Approval
    [authCode] => 143500
    [AVSResponse] => Y
    [batch] => SimpleXMLElement Object
        (
            [batchId] => 330390000
            [settlementTimeUTC] => 2015-07-23T00:45:46.757Z
            [settlementTimeLocal] => 2015-07-22T12:45:46.757
            [settlementState] => settledSuccessfully
        )

    [order] => SimpleXMLElement Object
        (
            [invoiceNumber] => 0002
        )

    [authAmount] => 1.39
    [settleAmount] => 1.39
    [taxExempt] => false
    [payment] => SimpleXMLElement Object
        (
            [creditCard] => SimpleXMLElement Object
                (
                    [cardNumber] => XXXX2211
                    [expirationDate] => XXXX
                    [cardType] => Visa
                )

        )

    [billTo] => SimpleXMLElement Object
        (
            [firstName] => John
            [lastName] => Doe
            [company] => Food Ind., LLC
            [address] => 221b Baker Street
            [city] => New York
            [state] => New York
            [zip] => 10004
            [country] => USA
        )

    [shipTo] => SimpleXMLElement Object
        (
            [firstName] => John
            [lastName] => Doe
            [company] => Food Ind., LLC
            [address] => 221b Baker Street
            [city] => New York
            [state] => New York
            [zip] => 10004
            [country] => USA
        )

    [recurringBilling] => false
    [product] => Card Not Present
    [marketType] => eCommerce
)

---

它总是信用卡，因为Authorize.Net不处理基于PIN的借记卡。基于PIN码的借记卡在信用卡处理世界之外通过一个完全不同的系统。带有Visa或MasterCard标志的银行卡，如果使用时没有PIN码，则被视为信用卡；如果使用时没有PIN码，则被视为借记卡。但当用作信用卡时，它们在任何方面都不特殊，不会像名片和奖励卡那样被注意。

我写信给Authorization.net support，他们接下来回答：

无论何时，只要费用是针对存入您帐户的款项，其状态应为“结算成功”。对于从您的银行帐户中删除款项的费用，其状态将在交易状态中显示为“退款”

---

所以，如果交易状态为“已结算”-这是一笔资金入账的交易。如果状态为“退款”-这是一笔从账户中取钱的交易。

我想他们自己并不知道。根据用户提供的信息，没有办法知道该类型，我猜银行也没有披露该信息。请记住，银行发行的借记卡与信用卡一样有效（你可以花得更多）。那也是信用卡。还要读一读：我想他指的不是卡的类型，而是交易的类型，可以是借记卡，也可以是信用卡（+或-），不管你有哪种类型的卡